Meet with a Mortgage Expert
They are here to answer your questions every step of the way.
Discuss Loan Programs
Fit the mortgage for your specific needs and criteria to obtain your dream home.
The general synopsis is to is to fill out an application and provide copies (for all borrowers) of the following items:
Per the Patriot Act of 2003, we now require copies of your Driver’s License & Social Security Card
One Months most recent Pay Stubs
Last Two Years - W-2 Forms
Last Two Years - Personal 1040’s, 1120’s, 1065’s, etc.
Two Months most recent Bank Statements (Consecutive – All pages)
Most recent Mortgage Statement for All Properties Owned
Homeowners Policy for Present Home
Copy of Signed Contract for Purchase (All pages)
If applicable, Copy of Divorce Decree and Property Settlement Agreement (All pages)
If applicable, Social Security Awards Letter and/or Pension Awards Letter
If applicable, Bankruptcy Discharge Papers
The appraisal company will contact you or your realtor to arrange a convenient time.
Underwriter Conditions Met
You might be asked to provide additional information. One of our processors will contact you if an underwriter is requesting any additional documents.
Our processors will be in contact with our Lenders and your Attorney or Title Company to schedule the closing.
This will take place at a convenient time and location that you prefer. Start enjoying your home for years to come.