Our Story

With more than 25 years experience as mortgage bankers, we were proud to announce the opening of Patriot Mortgage in November 2014. Patriot Mortgage is founded on the principle of client-focused customization. We are a full-service mortgage broker serving your area.

In today’s fast paced environment it is more critical than ever to be able to receive an individualized experience that is best for you and this is where Patriot Mortgage stands out. Both Robert Walsh, the former owner of Center State Mortgage,  and Peter Berryman, the former owner of Kastle Mortgage, have joined together to provide the absolute pinnacle of service to their customers. Together, between their experience and passion to provide you with a boutique experience, Patriot Mortgage is here to help you with any and all of your mortgage needs.


It's simple. We are committed to offering only the highest quality professional service to our mortgage clients, realtors and associates. We have built a reputation of offering honest, ethical and thorough service to our mortgage clientele. Our customers are always treated with the utmost respect, courtesy and professionalism throughout the entire loan experience. 

We can structure a home loan with our extensive access to an unlimited number of lenders. 

High approval with many national and local lenders that allows us flexibility to meet the borrowers wants and needs. Building a relationship with our mortgage clients is a top priority. Our experienced, knowledgeable and responsive staff is ready to answer any questions that you may have concerning home finance including Second Mortgages, FHA, VA, Reverse Mortgages, Refinancing, Home Equity Loans, Adjustable Rate, Fixed Rate, Jumbo and other types of mortgages.


Meet Our Team

Peter Berryman

Peter Berryman, Partner

Peter has been in the mortgage business for over 30 years.  He is the previous owner of Kastle Mortgage and is now one of the managing partners of Patriot Mortgage. He was an EVP at Carteret Mortgage. He was also president of Freehold Soccer and coached two traveling soccer teams and also coached Saint Rose of Lima boys’ soccer. He played rugby for over 10 years at Monmouth Rugby Club. He is married and has two grown children.  Peter is an avid wine connoisseur, enjoys sunsets, long walks on the boardwalk and having cocktails with family and friends.

Robert Walsh

Robert Walsh, Partner

Bob is a 25+ year veteran of the mortgage industry. He started Center State Mortgage in 1993 and enjoyed great success! He loves helping people achieve their goal of home ownership and is able to achieve this through his vast knowledge of loan programs and lender affiliations. Bob has also had a very successful political career in which he has either been the mayor or councilman in Howell for the last 11 years. He is involved in and supports numerous charitable causes. Bob is a lifelong resident of Monmouth County and has been married to his beloved wife Michelle for 25+ years; together they have 3 grown children. Bob is an avid golfer and lifelong NY Giant & NY Yankee fan.

Dennis Astrella


Dennis sat on the Board of Directors with the New Jersey State Mortgage Brokers Association for five years.  He was nominated to NJ Monthly Magazine's Five Star Mortgage Professionals.  With over 30 years of experience in the mortgage industry, his customer base consists of close to 3,000 customer!

Linda Bellini


Linda has been in the mortgage industry for over 20 years both processing and originating loans. She enjoys guiding people through the entire mortgage process. Any free time is spent with her 2 daughters shopping, flower gardening, bike riding and days at the beach. She also enjoys watching her favorite football team – Washington Redskins.


DAWN BENEDICKSON, Senior Loan Originator

Dawn Benedickson is a New Jersey native with over 16 years of experience in the mortgage industry.  Her passion is to help guide you home, navigating the mortgage loan process as smoothly as possible.  Dawn has been a volunteer for Neptune Seniors Program delivering hot meals as well as donating time and money to Habitat for Humanity and local dog rescues.

Michael Bobiak

Michael Bobiak, Senior Loan Originator

Mike Bobiak has been a Senior Loan Originator for the past 22 years, many of those spent with Kastle Mortgage and currently as part of Patriot Mortgage LLC. Mike is a former Howell Twp. Police Officer and NBA basketball referee. He still enjoys officiating in the Jersey Shore Summer Basketball League as well as playing outdoor sports such as tennis and especially golf.



Bill Carucci is one of New Jersey’s highest producing mortgage professionals.  He has been helping his clients finance their homes since 1997. Bill is not only licensed in NJ, but is also a NJ resident and a graduate of Fairleigh Dickinson University, making him highly knowledgeable about the Garden State. Bill is an active member of the Clifton, NJ Chapter of LeTip, an organization of professionals representing a wide variety of backgrounds.

Dave Cornell


Dave has been in the mortgage industry for over 30+ years.  He has been a branch manager and has recruited & trained many loan officers over the years.  He has 3 grown children and enjoys living at the Jersey Shore and watching baseball, his favorite sport.

Diane Dikun

Diane Dikun, “Patriot Glue” – Holds us all together!

Diane has been in the mortgage business for over 16 years. She started with Center State Mortgage and has merged with our new mortgage family here at Patriot Mortgage. She is our “go to” person and helps everyone – always with a big smile on her face. She has 3 children and spends any time she can with them. Diane enjoys kayaking and taking walks by the water. 

William Hart

William Hart, Mortgage Loan Originator

Bill has been in the mortgage industry for the last 15 years.  He is married and has two wonderful children. He goes the extra mile to get his loans closed. He really takes pride in keeping his clients informed during the whole process. He is an avid hunter and fisherman. Any free time is spent with his family and friends.

John K. Hessinger

John K. Hessinger, Mortgage Loan Originator

Kenny has been in the mortgage business for over 14 years. He has been a Manasquan residence for the past 25 years.  He is married and has 2 children. Kenny is a hands-on loan officer.  He walks all his clients through the entire process. He spends any of his free time with his family and friends.

Paul Joseph

Paul Joseph, Senior Processor

Paul has been in the industry for over 20 years on both the wholesale side of the mortgage business.  He loves working with customers and thrives on making sure each and every client gets the best customer service possible. He enjoys any activity that is outdoors especially golf, fishing, and most sports. He has been married for over 25 years to his wife and best friend Tina and enjoys spending time with her, their dogs and family.

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ANTHONY NORCIA, Mortgage Loan Originator

Tony has been in the mortgage business for 30 years. He was a branch manager for many years with several other lenders. He also was a partner of several “net branches.”  He has helped thousands of clients obtain their home loans and has established a reputation as a person of high integrity. He is a past coach of youth sports in Wall Township. He is widowed with 2 daughters. 

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KATHI OLSON, Mortgage Loan Originator

Kathi has been in the mortgage industry for over 17 years.  She has lived in Howell for the last 22 years and has dedicated many rewarding hours with the community youth sports programs.  She excels at first-time home buyers – walking them through the entire process step by step.  Having a son in the military another passion is working with veterans and military personnel assisting them in obtaining their dream of owning their own home.  She has 3 grown children and a wonderful brand-new grandbaby. She loves spending every waking moment she can with her.

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MICHAEL O'REILLY, Mortgage Loan Originator

Michael is new to the mortgage industry but certainly not new to real estate! He has 15 years experience as a Real Estate Investor and understands the journey a homeowner goes through to purchase their new home. He is a also a retired Jersey City Fire Chief. He is the father of four grown children, who have recently promoted him to Pop Pop! He enjoys spending time with his children, grandchildren and girlfriend. He is an avid golfer and enjoys all sports.



Dawn has been in the mortgage industry for over 26 years.  She enjoys getting to know our clients and helping them through the entire mortgage process.  She has a daughter and two dogs.   She enjoys taking her pups to the park for endless playtime.  Any free time is spent with family and friends.  Her favorite NFL team is the San Francisco 49ers.

Stephen Priante

Stephen Priante, Senior Processor

Steve has been in the mortgage industry for over 25+ years. He has worn many hats over the years but specializes in processing. He has also been a loan originator for the past 10+ years. He is married and has 3 daughters. He spends most of his free time with his family and friends. He is very involved in Howell girls, softball (NJ Heat 2002). All three girls are avid softball players.  He is also a certified umpire with CSA.

Peter Reilly

Peter Reilly, Mortgage Loan Officer

Pete Reilly is a new loan originator who understands every client is different.  He takes pride in finding loan products that specifically fit each one. With a B.S. degree from Johnson & Wales in hospitality he uses the tools he has gained in the past 15 years of experience in the restaurant industry to provide exceptional service. Being a new dad he wanted to change careers to be able to spend more time with his family.  Since passing the NMLS exam in 2016 he has dedicated himself to learning every avenue he can about the industry. Utilizing his leadership qualities and mentoring skills which he gained from his 7 years of coaching wrestling at Freehold Township he brings all of this to the table and more.

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CRAIG RUSSO, Mortgage Loan Originator

Craig has been in the mortgage industry for over 21 years. He has experience in Mortgages, Real Estate and Appraisals. Craig is very passionate about his role in the industry. He was born and raised in New Jersey so he has a wealth of knowledge of the State. In his spare time, he enjoys his favorite sports - baseball and football. He is still very active in playing sports and loves spending time with his family and dog.

Ken Ryan

Ken Ryan, Mortgage Loan Originator

Ken has been a mortgage loan originator for the past 18 years. He is a graduate of Rowan University receiving a Bachelor of Science in Economics, with a Masters Degree in Public Administration from Seton Hall University.  Ken enjoys spending free time with his wife and three daughters at the beach, boating and coaching travel soccer.  He is also a Board Member for the Daniel P. Ryan Foundation, a non-profit established in his brother's memory, to assist patients and families affected by cancer.

Richard Setteducati

Richard Setteducati, Senior Loan Originator

Rich has been a mortgage broker for over 21 years and a previous partner of Center State Mortgage. He is a member of the Jersey Shore Chamber of Commerce and several networking groups. He is also affiliated with the Monmouth County Realtor Association. He has been a Monmouth County resident for over 50 years.  He is married and has two children. In his spare time he enjoys spending time with his family and playing golf.

Joseph Stocki

Joseph Stocki, Office Manager

Joe has been in the mortgage industry for 13 years and has a vast experience in loan origination, compliance and accounting. Joe has resided in Middlesex County with Christine, his wife of 20 years. Together they have 4 wonderful children and spend a lot of their time attending their school or sporting events. In the summer Joe enjoys visiting family at their shore homes in Ocean Grove and Shark River Hills. Joe also enjoys playing golf, the drums and rooting for his favorite teams the Yankees and Steelers!

Nicholas Tavaglione

Nicholas Tavaglione, MortGage Loan Originator

After Nick’s Honorable Discharge from the United States Army he owned and operated a successful business for years. He is now a Mortgage Loan Originator for the last 20 years. Total hands on has always been his specialty.  Married and blessed with three daughters and six grandchildren - FAMILY is his life!

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Carla Teehan, Mortgage Loan Originator

Carla has been in the mortgage industry for over 20 years and spends any free time with family and friends.

Joseph Walsh

Joseph Walsh, Mortgage Loan Originator

Joe is an Air Force Veteran who has been in financial services since 1987 with the last 14 as a mortgage loan originator. He resides in the Jersey Shore with his wife and son participating in his many sports activities. He is an avid sports fan (Yankees & NY Giants) and plays golf whenever he can find the time. He is an active member of The Friendly Sons of Shillelagh of Belmar. He enjoys meeting his clients and taking them from start to finish with positive results.

Doug Wild

Doug Wild, Mortgage Loan Originator

Doug has been in the banking and mortgage industry for over 25 years. He and his wife Jean have lived in the Monmouth/Ocean County area for over 20 years with 2 children, both whom have recently graduated from Rutgers University. Most enjoyed is playing golf along with boating and relaxing at home, here at the Jersey shore with the family, as well as attending or watching our Giants during the football season!

Susan Wilson

Susan Wilson, Marketing

Susan has been in the mortgage industry for the past 11 years.  She handles all of our marketing but pitches in wherever we need it.  She has been married for 30+ years and has 2 children. In her spare time she enjoys spending time with her family: cooking, gardening, bike riding, reading, dark chocolate, and time at the beach/pool.  Combine any of those and she is a happy camper!

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Dave Zaccaria, Mortgage Loan Originator

Dave has been in the mortgage industry for over 20 years and likes to spend any free time with family and friends.